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Welcome to PHIC, where we chart a clear roadmap to financial freedom. With our dedicated team and a wide array of financial solutions, we’re committed to guiding you every step of the way in your financial journey.
Term, Whole, Universal
Comprehensive Health, Dental, Critical Illness
Annuities
Super Visa, Canadian Travelers, International Students
Life Insurance is the cornerstone of sound financial planning. Whether you opt for a Term plan that offers pure protection, a Whole plan that combines protection with savings that provides flexibility and growth, ensuring the financial stability of your loved ones in unforeseen circumstances is invaluable. Let us guide you through these options to find a solution that aligns with your long-term goals and family’s needs.
Financial growth isn’t just about earning; it’s also about wise investing. Whether you’re interested in Segregated Funds that combine the growth potential of investment funds with the security of life insurance, life insurance with a savings component that ensures protection while building wealth, Annuities that provide consistent income, we have a portfolio of options tailored to your financial aspirations.
Health challenges can strike without warning, affecting not just our well-being but also our finances. Our Health Insurance services provide a comprehensive suite of offerings. From Health and Dental plans that cover routine check-ups and procedures to Critical Illness plans that offer financial security during challenging times, we ensure you’re always prepared for life’s uncertainties.
Journeying across borders should be an experience filled with excitement, not worries. Whether you’re an international visitor coming to Canada with a Super Visa, a Canadian exploring the world, or an international student studying here, our Travel Insurance options ensure that unexpected medical expenses or trip disruptions don’t dampen your travel spirits. Stay covered, stay adventurous.
Our range of products, from multiple term life insurance options to kids’ plans and specialized offerings for those with health challenges, ensures that we have comprehensive solutions tailored to individual needs. Partnering with leading carriers amplifies our product efficacy and reach.
Absolutely! We understand that everyone’s financial situation is unique. That’s why we offer insurance plans for as low as $15/month. We believe quality insurance should be accessible to everyone, regardless of budget.
PHIC offers solutions for Work Permit & Student Permit holders. Our Supervisa is not only affordable but also comes with a flexible monthly payment option, making it suitable for various financial situations.
We provide a broad spectrum of investment options including RRSP, TFSA, LIRA, and Non-Reg Investments. If you’re considering rolling over or consolidating your investments, we recommend consulting with one of our advisors for detailed guidance.
PHIC emphasizes using the most up-to-date tools in the financial industry. While specific platform details were not mentioned, it’s likely we have digital solutions to enhance the client experience. Reach out to our team for more information.
We offer dynamic training and sales support to ensure our advisors are well-equipped to serve clients. Our holistic approach ensures advisors grow professionally and personally, resonating with PHIC’s core values.
Ethics are at the heart of our mission. We continuously strive to raise the ethical standards of the financial industry by maintaining high morals, trustworthy practices, and ensuring our services stand out in integrity and transparency.
Yes, we offer Health & Dental insurance options tailored for both individuals and company employees, ensuring flexibility and comprehensiveness in our packages.
